Family Loans

Improving Family daily savings

Get flexibility, great returns, and support your local community with a promotional rate on our Jumpstart High Interest Savings account until October 31, 2024. Eligible with new deposits only. Conditions apply.

How to Get Started?

Watch how it works with this helpful how-to video.

1

Fill the Form

Choose "Credit cards" in the navigation menu of your mobile app and choose the family savings account.
2

Make a Choice

Enter the desired monthly savings amount with our feature, the picture of the front and back of the endorsed card of choice will be captured
3

Enjoy!

Confirm the details, submit and you're done. We will then revert to you within 24-48hrs.

Don’t let your medium-term savings collect dust.

Saving up for a trip that’s months away or have a large emergency fund? Put some of that in a term deposit, also known as a guaranteed investment certificate (GIC). That way, you can securely earn more with term deposits, while still having access to the money in your savings account. It’s a win, win!

A community built by you

Your deposit earns competitive returns

No hassles or stress! It’s simple to open an account, transfer your money and direct deposits, and more – all online.

Compare Accounts

Credit is subject to status, affordability and terms and conditions. At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate. Earn Reward points on eligible purchases you make on all cards.

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature
  • $0 payment. No Card Charges
  • No ATM Fees
  • $0 Maintenance Fee
  • No Interest Bearing
  • Interest bearing
  • Discounts on checks
  • Waivable Monthly Maintenance Fee
  • No Fee ATMs
  • $18 Maintenance Fee
  • Yes Interest Bearing
  • Relationship rates and discounts
  • Automatic daily sweeps to savings
  • Premium management and investing services
  • Financial management and our best standard rate
  • $25 Maintenance Fee
  • Yes Interest Bearing
Useful Information

Frequently Asked Questions

Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information?

APR is the annual percentage rate (APR) and is used to describe the overall cost of money borrowed. It takes into account the interest rate, when it is charged (daily, weekly, monthly or annually), any fees charged when setting up the loan and any other costs applicable.

Sunray Federal is a full service financial institution offering a full line of personal chequing and savings accounts for personal and business members. We also offer special corporate account for all accounts.

Paying your utility bills or setting up pre-authorized withdrawals will ensure your bills are paid on time, automatically, at a regular interval of your choosing. To set up automatic withdrawal with your bill supplier, you’ll need a pre-authorization form. 

You can request a “stop payment” on an individual cheque, on a series of cheques, or on the next pre-authoried debit in a series that you have pending on your accounts by using SunRay® Online Banking or at your branch. A fee may be applied to the stop payment order.

Ready to get started?